We invest in high performing community banks with superior risk/reward profiles

Franchises Built to Compound Earnings
We seek banks and management teams that possess valuable deposit franchises and manage the bank to grow prudently and achieve above average returns on equity.

Long Term Investment Horizon
We believe that the best community bank investments succeed by compounding strong returns on equity over a long period of time.

Value Driven
We understand that community banks will come in and out of favor with the stock market, but good community banks continue to build intrinsic value which eventually will reward disciplined, patient, value-driven investors.

Open to Illiquid Situations
We make investments in both public and private companies. We do not shy away from an investment due to a perceived lack of liquidity. 

Highly Diversified
We diversify our portfolio with investments in community banks of varying sizes in many types of communities across the entire nation.